Find the Right Program for Your Financing Needs
Explore the most common loan types available for residential lending
VA Loans are available to eligible current and former military service members and their surviving spouses for the purchase or refinance of primary residences only.
Property types allowed include detached homes, condos and 2-4 unit properties. Condos must be on the VA approved list to be eligible for VA financing
VA Loans are guaranteed by The Department of Veteran’s Affairs which allows qualified applicants to finance 100% of the sales price up to the county limit.
San Diego County: $649,750
Orange County: $679,650
Riverside County: $453,100
Los Angeles County: $679,650
FHA loans are insured by the Federal Housing Administration and provide buyers the opportunity to purchase a home with very little down payment (starting at 3.5%) and flexible underwriting guidelines.
FHA loans are only available for the purchase or refinance of a primary residence but you can purchase a 2-4 unit property with FHA financing as long as you will be occupying one of the units.
Property types allowed include detached homes, condos and 2-4 unit properties. Condos must be on the FHA approved list to be eligible for FHA financing
Conventional loans are those that are not insured or guaranteed by any government agency.
These loans can be used to purchase a primary residence, a second home or investment property.
Property types allowed include detached homes, condos and 2-4 unit properties.
Conventional loans offer down payment solutions of as little as 3% for owner occupied purchases.